The most obvious and practiced strategy in real estate is to find properties priced below market value. This will help the buyer to fare well in financing with low-down payments. In the context of leverage purchase below market value provides lower risk for the buyer. This will be considered as highly prized ones for both the client and the broker for them. For the agents the real challenge will be to find homes with high potential for low improvements costs. In this case, the investor can lower the down payment and use funds to finance improvements. As the improvements are already completed the risk will be reduced and the value of the property will increase. If the client wants to purchase the property for resale in a few months to years, they should use an adjustable rate mortgage to keep interest lower until it is resold. This can be used when rents are being increased as a plan to re-value and sell the property. Lower down payments and interest rates can be getable by locating seller financed properties or advantageous mortgage assumption opportunities. This requires a quick check of the MLS network and let know others that your client are interested in this situation.